Residual Values and Money Factors (2025)

• Michaell Moderator Posts: 261,144

  February 2023

  See Also

  Is it possible to take a dealership car to a mechanic for pre-buy inspection?

  Ultranius_Maximus said:

  Hello. First time posting to this forum. Please correct me if my question's format is wrong.

  My lease (2020 Nissan Sentra SV) is ending in a few months and I'm trying to decide what brand to go to next for relatively low payments. I'm not biased for or against most brands. I'm looking for which 2022/2023/2024 sedan brands would have the highest residual value for a 3YR/36K lease. I'm debating between the following brands (in no particular order): Hyundai, Kia, Honda, Toyota, Mazda, and Nissan.

  Also, in regards to the Money Factor, does the lending institution determine that or is it determined by another party, such as the manufacturer? If the MF is non-negotiable, where would the best place to go to obtain the lowest MF and thus reduce the monthly payments?

  Thank you in advance!

  -UM

  You can't look at the residual in a vacuum. There are other components that make a lease deal good, or bad.

  The bank sets the base MF, but the dealer is allowed to mark it up for extra profit.

  Once you've done your research and narrowed down the list of cars you're interested in, post questions in the specific make/model discussions to get the MF and residual value for each.

  Have you considered buying the Sentra out? Your next lease will certainly be more expensive than what you're paying now - perhaps as much as 50%.

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  MODERATOR

  2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

• Ultranius_Maximus Member Posts: 29

  February 2023

  Thank you for your response. Yes, I have considered buying out my lease, but I’m anticipating an extra expense in the coming months, and buying out the Sentra would bring my payment up a bit too much. I will narrow down as suggested and post in the respective forum. Thank you.

• bosuko Member Posts: 1

  March 2023

  2023 Nissan Pathfinder, looking to lease and wondering about buy rate on the money factor

• Michaell Moderator Posts: 261,144

  March 2023

  bosuko said:

  2023 Nissan Pathfinder, looking to lease and wondering about buy rate on the money factor

  Please repost into the 2023 Pathfinder discussion

  Thanks!

  Edmunds Price Checker
  Edmunds Lease Calculator
  Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!

  MODERATOR

  2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

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